FD/RD Calculator
Calculate returns on your Fixed Deposit and Recurring Deposit investments
Enter Your Investment Details
Fill in the form to calculate your FD/RD returns
Understanding FD/RD Investments
Fixed Deposit (FD)
A one-time investment where you deposit a lump sum for a fixed period at a fixed interest rate. Safe and guaranteed returns, ideal for risk-averse investors.
Recurring Deposit (RD)
Invest a fixed amount every month for a predetermined period. Great for building savings discipline and achieving short-term financial goals.
Safe & Secure
FDs and RDs are among the safest investment options with guaranteed returns. Perfect for emergency funds and conservative investors.
Tax Implications
Interest earned on FDs/RDs is fully taxable as per your income tax slab. TDS is deducted if interest exceeds ₹40,000 per year (₹50,000 for seniors).
Disclaimer: This calculator provides estimates based on compound interest formulas. Actual returns may vary based on bank policies and tax deductions. This is for educational purposes only and does not constitute investment advice. Please consult your bank or financial advisor before making investment decisions.