SIP Calculator
Calculate returns on your Systematic Investment Plan
SIP Returns Calculator
Plan your wealth creation journey
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Total Invested
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Est. Returns
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Return Percentage
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What is SIP?
SIP (Systematic Investment Plan) is an investment strategy where you invest a fixed amount regularly in mutual funds. It helps in building wealth over time through the power of compounding and rupee cost averaging.
Benefits of SIP
- Power of Compounding: Your money earns interest, and that interest earns more interest over time
- Rupee Cost Averaging: Buy more units when prices are low, fewer when prices are high
- Disciplined Investing: Develop a habit of regular saving and investing
- Flexible: Start with as low as ₹500 per month
- Convenient: Auto-debit from your bank account
SIP Formula
Future Value = P × ((1 + r)^n - 1) / r) × (1 + r)
Where:
- P = Monthly investment amount
- r = Monthly return rate (annual rate / 12 / 100)
- n = Total number of months (years × 12)
Tips for Successful SIP Investing
- Start early - time in market beats timing the market
- Stay invested for long term (minimum 5+ years)
- Don't stop SIP during market downturns
- Review your portfolio periodically
- Increase SIP amount with income growth